Payment Policy – CLASSBINA

Effective Date: July 3, 2025

At CLASSBINA, we are committed to providing a smooth, secure, and flexible payment experience for all our customers. This Payment Policy explains the accepted payment methods, transaction process, security protocols, and our refund and dispute resolution practices. By making a purchase on www.classbina.com, you agree to comply with the terms set forth in this policy.

1. Accepted Payment Methods

To ensure convenience, we offer multiple payment options:

  • 💳 Credit & Debit Cards: Visa, MasterCard, American Express, Discover

  • 🅿️ PayPal: Safe and fast checkout via your PayPal account

  • 🎁 CLASSBINA Gift Cards: Use gift cards if applicable for full or partial payment

  • 🆕 Additional Methods: New payment methods may be introduced periodically. Check our website for updates.

We reserve the right to modify available payment options without prior notice.

2. Secure Order Processing & Payment Authorization

  • All transactions are securely processed via certified third-party payment processors (e.g., PayPal, Stripe).

  • Upon payment submission, your payment method will be authorized.

  • A confirmation email will be sent once payment is successful.

  • If there is an issue, you will be contacted to resolve it before your order is confirmed.

3. Payment Security & Data Protection

At CLASSBINA, your security is our top priority.

  • 🔐 SSL Encryption: Our website uses industry-standard SSL to protect sensitive data.

  • 🛡️ PCI-DSS Compliance: All transactions follow the Payment Card Industry Data Security Standards.

  • 🔒 No Payment Storage: We do not store your credit card or bank details on our servers.

4. Order Verification

To protect against unauthorized transactions, we may request:

  • ✅ Government-issued ID

  • ✅ Confirmation of billing or shipping details

  • ✅ Payment authorization documentation

These steps help us prevent fraud and protect your account.

5. Currency Information

All prices on our website are displayed and charged in U.S. Dollars (USD).

  • 🌍 International Orders: Your payment provider may apply conversion fees or exchange rates based on your location.

6. Payment Confirmation

After a successful transaction:

  • ✅ You will receive an order confirmation email

  • 📦 You will later receive a shipping confirmation email once your order is dispatched

If your payment fails, we’ll notify you and provide instructions to complete your order.

7. Order Cancellation & Refunds

If you need to cancel an order:

Refunds:

  • Processed back to the original payment method

  • Allow up to 10 business days for funds to reflect, depending on your bank

8. Fraud Prevention & Unauthorized Payments

CLASSBINA monitors transactions for suspicious activity:

  • Suspicious orders may be held, canceled, or reported

  • If you detect unauthorized activity, contact us immediately

📧 Email: info@classbina.com

9. Sales Tax

Applicable sales tax will be calculated based on the shipping address and local laws at checkout. The final amount shown will include both product prices and taxes.

10. Payment Disputes & Chargebacks

To resolve a payment issue:

  • 📨 Contact us first at info@classbina.com

  • We aim to resolve all disputes promptly and fairly

  • Unresolved cases may be escalated through formal chargeback procedures if necessary

11. Contact Us

For any questions about payment, billing, or refunds, please reach out:

📍 Address: 1255 Palm Dr, Mount Dora, Florida, United States
📞 Phone: (352) 383-2760
📧 Email: info@classbina.com
🌐 Website: www.classbina.com