PAYMENT POLICY – CLASSBINA
EFFECTIVE DATE: MARCH 10, 2025

At CLASSBINA, we aim to make your shopping experience as convenient and secure as possible. This Payment Policy outlines the payment methods available on our website, payment processing procedures, and security measures we take to protect your payment information. By making a purchase on our website, you agree to the terms outlined in this policy.

1. PAYMENT METHODS ACCEPTED

We accept a variety of payment methods to ensure flexibility and security during your transaction:

Credit and Debit Cards: We accept major credit and debit cards, including Visa, MasterCard, American Express, and Discover.
PayPal: You can securely pay through PayPal, a widely used and trusted online payment provider.
Gift Cards: If available, you may also use CLASSBINA gift cards to pay for your order.
Other Payment Methods: We may offer additional payment methods in the future. Please check our website for updated payment options.

CLASSBINA reserves the right to add or remove payment methods at any time without prior notice.

2. ORDER PROCESSING AND PAYMENT AUTHORIZATION

Once you submit your payment details during checkout, we will process your payment through our secure third-party payment processors. Your payment will be authorized, and your order will be reviewed. Upon successful payment authorization, you will receive an email confirming your order. If there are any issues with your payment, you will be notified and asked to resolve the issue before the order can be completed.

3. PAYMENT SECURITY

We take the security of your payment information seriously. All transactions on our website are encrypted using SSL (Secure Socket Layer) technology to protect your personal and payment details from unauthorized access.

PCI-DSS Compliance: We ensure that all payment transactions are processed in compliance with the Payment Card Industry Data Security Standard (PCI-DSS).
Third-Party Payment Processors: All payment transactions are processed securely through trusted third-party providers such as PayPal, Stripe, or other financial institutions. CLASSBINA does not store your sensitive payment details.

4. ORDER VERIFICATION

To protect against fraud, CLASSBINA reserves the right to request additional information to verify your order. This may include:

✔ A copy of your ID or a payment authorization.
✔ Confirmation of the shipping address or other details associated with the transaction.

We aim to complete verification as quickly as possible to avoid delays in processing your order.

5. CURRENCY

All prices on CLASSBINA are listed in U.S. Dollars (USD). If you are purchasing from outside the United States, please note that your payment provider may charge currency conversion fees, and the final price may vary based on exchange rates.

6. PAYMENT CONFIRMATION

Once your payment has been processed successfully, you will receive an order confirmation email detailing your purchase. You will also receive a shipping confirmation email once your order has been dispatched.

Please note that any issues with payment, such as failed transactions or authorization errors, will be communicated promptly, and you will be guided through the process of resolving the issue.

7. ORDER CANCELLATION AND PAYMENT REFUNDS

If you wish to cancel your order after payment has been processed but before shipment, please contact us immediately at info@classbina.com. If your order has already been shipped, please refer to our Return & Exchange Policy for instructions on how to return the product and request a refund.

Refunds for returned items will be issued to the original payment method used. Please allow up to 10 business days for your refund to be processed, depending on your bank or payment provider.

8. PAYMENT DISPUTES AND FRAUD PREVENTION

We take fraudulent activity very seriously. If we suspect that a payment is fraudulent, we reserve the right to investigate and take appropriate actions, including canceling the order, reporting the incident, or freezing the transaction until the matter is resolved.

If you notice any suspicious activity on your account or believe there has been an unauthorized payment, please contact us immediately at info@classbina.com.

9. SALES TAX

Sales tax will be applied to orders based on the shipping address and in accordance with applicable local laws. The sales tax will be calculated at checkout, and the total amount payable will include both the product price and any applicable tax.

10. PAYMENT DISPUTES AND CHARGEBACKS

If you wish to dispute a payment or file a chargeback, please contact us directly at info@classbina.com before proceeding with any formal dispute. We are committed to resolving payment issues amicably and quickly.

11. CONTACT INFORMATION

If you have any questions about our Payment Policy, or need assistance with payment-related issues, please contact our customer service team at:

📍 Address: 1255 Palm Dr, Mount Dora, Florida, United States
📞 Phone number: (352) 383-2760
📧 Email: info@classbina.com
🌍 Website: classbina.com

By using our website and making a purchase, you agree to the terms and conditions outlined in this Payment Policy. Thank you for choosing CLASSBINA!